IRD says I was overpaid Working for Families at the end of the year. Why do I have to pay it back?
Your payments during the year are based on your income estimate. After the tax year ends, IRD recalculates using your actual family income. If your estimate was too low, you were paid too much. You must pay it back in full by 7 February of the following year, or by 7 April if you have an extension through a tax agent.
Official figures
- Family tax credit (eldest child)
- Up to NZ$7,921 a year (NZ$152 a week)1
- Family tax credit (each other child)
- Up to NZ$6,454 a year (NZ$124 a week)1
- In-work tax credit weekly maximum
- NZ$147 (temporary increase from 1 April 2026; it was NZ$97)2
- In-work tax credit full yearly amount
- NZ$7,670 for 1–3 children; from the 4th child, an extra NZ$780 for each additional child2
- Abatement threshold
- You can get the full amount if your family income is NZ$44,900 a year or less1
Official sources
- Family tax creditInland Revenue · ird.govt.nz
- In-work tax creditInland Revenue · ird.govt.nz
- Residency requirementsInland Revenue · ird.govt.nz
- Register for Working for FamiliesInland Revenue · ird.govt.nz
Read the full guide: Working for Families tax credits →
People also ask
- What payments can I get in New Zealand if I have children?
- How much is Working for Families per week?
- At what family income does Working for Families start to reduce?
- I just got my resident visa. Can I apply for Working for Families?
- Can families on a work visa get Working for Families?
- How do I apply for Working for Families in myIR?
Answers are based on official New Zealand government pages. Check the official source before you act. This is not immigration, legal or tax advice.
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