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At what family income does Working for Families start to reduce?

Payments start to reduce when your family income is over NZ$44,900 a year. Above this, payments reduce by 27.5% of the income over NZ$44,900. This comes off the family tax credit first, then the in-work tax credit if needed. Family income means your income and your partner's income added together.

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From the guide “Working for Families tax credits”Last verified Official pages checked daily

Official figures

Family tax credit (eldest child)
Up to NZ$7,921 a year (NZ$152 a week)1
Family tax credit (each other child)
Up to NZ$6,454 a year (NZ$124 a week)1
In-work tax credit weekly maximum
NZ$147 (temporary increase from 1 April 2026; it was NZ$97)2
In-work tax credit full yearly amount
NZ$7,670 for 1–3 children; from the 4th child, an extra NZ$780 for each additional child2
Abatement threshold
You can get the full amount if your family income is NZ$44,900 a year or less1

Official sources

  1. Family tax creditInland Revenue · ird.govt.nz
  2. In-work tax creditInland Revenue · ird.govt.nz
  3. Residency requirementsInland Revenue · ird.govt.nz
  4. Register for Working for FamiliesInland Revenue · ird.govt.nz

Read the full guide: Working for Families tax credits →

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Answers are based on official New Zealand government pages. Check the official source before you act. This is not immigration, legal or tax advice.

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