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I transferred money to a scammer. What is the first thing I should do? Can I get my money back?

Contact your bank, or the service you used to send the money, straight away. The sooner your bank knows, the better the chance of getting your money back. Then report it to the Police by calling 105 or online, and report it to the NCSC. Do not pay anyone who promises to recover your money for a fee.

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From the guide “Scams in New Zealand: common tricks and how to report them”Last verified Official pages checked daily

Official figures

First thing to do after a scam
Contact your bank (or the service you used to send the money) straight away. The sooner your bank knows, the better the chance of getting your money back.1
Report a scam
Report it online to the National Cyber Security Centre (NCSC).1
Lost money: report to Police
Call the Police non-emergency number 105, or report online on the Police website. In an emergency, call 111.3
Investment scams
Report to the Financial Markets Authority (FMA).1
Scam text messages
Forward them free to 7726 (the Department of Internal Affairs (DIA) reporting number).5

Official sources

  1. Scammed? Take actionConsumer Protection (MBIE) · consumerprotection.govt.nz
  2. Types of scamsConsumer Protection (MBIE) · consumerprotection.govt.nz
  3. Fraud/Scam/CyberNew Zealand Police · police.govt.nz
  4. Signs of a scamInland Revenue · ird.govt.nz

Read the full guide: Scams in New Zealand: common tricks and how to report them →

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Answers are based on official New Zealand government pages. Check the official source before you act. This is not immigration, legal or tax advice.

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