Retirement: NZ Super and the SuperGold Card

NZ Super is a pension the government pays every two weeks to people aged 65 and over. Your income and assets do not matter. To get it, you must be a New Zealand citizen or permanent resident, or hold a residence class visa. You must also have lived in New Zealand for a set number of years. The later you were born, the more years you need, up to a maximum of 20 years.

The SuperGold Card is a free card for people aged 65 and over, and it does not expire. In many regions it gives you free public transport at off-peak times. It also gives you discounts at participating businesses. If you get NZ Super, you receive the card automatically once your NZ Super is approved. If you are 65 or over and a New Zealand resident but do not get NZ Super, you can still apply.