I'm on a work visa and pregnant. Is delivery free?
Yes, if your work visa is for 2 years or more, you are eligible and most maternity care is free. Time you were lawfully in New Zealand before getting the visa can count. You are also eligible if your partner is eligible. If you are not eligible, the government strongly recommends full travel insurance, including medical insurance. The rules change from 1 December 2026, so check the Ministry of Health website.
Official figures
- Who can be your LMC
- A midwife, a private obstetrician, or a GP (family doctor) with obstetric training. Your LMC cares for you through pregnancy and birth, and looks after you and your baby until your baby is 6 weeks old.1
- When to choose one
- Choose your LMC as soon as you know you are pregnant.3
- Cost of a midwife
- Free for New Zealand residents and other eligible women.1
- GP or private obstetrician
- Maternity care from a GP acting as your LMC is free. Private obstetricians charge fees.1
- Citizens and permanent residents
- Maternity care is free, unless you choose a private obstetrician or a private sonographer (ultrasound).3
Official sources
- Lead maternity carers — midwives and doctorsHealth New Zealand | Te Whatu Ora · healthnz.govt.nz
- Eligibility for publicly funded health and disability servicesHealth New Zealand | Te Whatu Ora · healthnz.govt.nz
- While you're pregnantGovt.nz · govt.nz
- Choosing where to give birthHealth New Zealand | Te Whatu Ora · healthnz.govt.nz
Read the full guide: Pregnancy and birth: midwives and antenatal care →
People also ask
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- My husband is a NZ resident but I'm not yet. Is my pregnancy care free?
- How do I find a midwife near me?
- Can I give birth at home in New Zealand?
- Will someone visit me at home after the baby is born?
Answers are based on official New Zealand government pages. Check the official source before you act. This is not immigration, legal or tax advice.
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